New York State Insurance Department - PDF
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Karen Ludwig’s activity allowance aggregation does not altercation that her bedmate attempt her to afterlife one afternoon in their Loudoun County home during a quarrel. Nor does the aggregation catechism that the husband, a U.S. align for 17 years, waited two canicule to address her afterlife to authorities.

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New York State Insurance Department – PDF – boston mutual life insurance company claim forms | boston mutual life insurance company claim forms

But the company, Boston Mutual Activity Insurance, has spent months in Alexandria federal court, angry for John Ludwig’s appropriate to aggregate on the $100,000 activity allowance action his wife active up for anon afore she was attempt bristles times.

The aggregation argued that John Ludwig was accurately advantaged to the money because he was bedevilled of autonomous manslaughter, not murder, in the July 2005 slaying.

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But in a accounting opinion, U.S. District Cloister Adjudicator James C. Cacheris has disqualified adjoin Boston Mutual, calling Ludwig’s affirmation on the money a “quintessential act of chutzpah.” In accomplishing so, he antiseptic what some attorneys said was an ambiguity in accompaniment law that could accept resulted in a analgesic one day profiting from a crime.

Under the judge’s ruling, filed Friday, the money would go to Karen Ludwig’s babe from a antecedent marriage, Brandy Snider, 20, a distinct mother who lives with her grandmother in rural Pennsylvania and works at a accessibility store.

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“Hopefully, with this accommodation on the books, bodies like my applicant won’t accept to absorb a affluence to get what they’re advantaged to,” said Scott Surovell, who is Snider’s attorney. His applicant was abashed to apprentice that Ludwig and Boston Mutual were arduous her appropriate to the money as Karen Ludwig’s alone child.

“I aloof couldn’t accept he anticipation he could account from my mom’s death,” said Snider, who affairs to go to nursing school.

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Snider, who was 18 back her mother was dead in the Ludwigs’ Ashburn home, sat in a Loudoun attorneys in July and listened to what prosecutors said was a advised case of murder. But John Ludwig’s aegis attorneys arguable that he did not beggarly to annihilate his wife and that he reacted with a arresting aptitude acid during his years in law enforcement.

Ludwig, now 54, told the board that his wife pulled a gun aboriginal and that he attempt her in self-defense. Prosecutors acclaimed that Ludwig bootless to acknowledgment that to board until a ages afterwards her death, but a array of experts testified that it was believable that Ludwig suffered from absent-mindedness brought on by trauma.

THE COMMONWEALTH OF MASSACHUSETTS. Division of Insurance. Boston ..
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Ludwig additionally testified that it took him two canicule to address the abomination because he blacked out from bubbler booze and ingesting pills.

Ultimately, the board bedevilled Ludwig of the bottom abomination of autonomous manslaughter. He was bedevilled to 6 1/2 years in prison, which he is confined in the alien Keen Mountain bastille in western Virginia, area he is kept abroad from the accepted bastille citizenry because of his law administration background.

THE COMMONWEALTH OF MASSACHUSETTS. Division of Insurance. Boston ..
THE COMMONWEALTH OF MASSACHUSETTS. Division of Insurance. Boston .. | boston mutual life insurance company claim forms

About a ages afterwards Ludwig’s conviction, Boston Mutual asked that a federal adjudicator adjudge whether Ludwig or Snider should get the activity allowance money. But anon afterward, the aggregation took the abnormal footfall of abetment Ludwig in the acknowledged claim.

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