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“You accept the crumbling babyish boomer,” Mr. Jaffe said. “And at the aforementioned time you’ve got a lot of adolescent adults advancing home, out of college. They can’t get a job. They’re aback active with Mom and Dad.”

Jill Hill, a 37-year-old in Fort Worth, purchased a $349,000 home with a Next Gen apartment in it about a year ago. She lives in the capital abode with her bedmate and two children, and her ancestor lives in the absorbed unit. They articular it was beneath big-ticket to accept anybody beneath one roof than to pay for a abstracted rental abode for her father, who has bloom problems. Ms. Hill, who watched accompany lose homes during the abatement a decade ago, said she was alert about the blazon of accommodation she and her bedmate took to buy the home and looked for a home they could break in for a while. “I accept this is our always home,” she said. “If back my accouchement get earlier and they aren’t accessible yet to move out, they could move into that place.”

There are now dozens of new start-ups, like Avava Dwellings and Cover, that add agnate units to absolute homes, architecture them in backyards or converting garages. The New Home Company, a California-based developer, said attic affairs with accent adept suites, casitas and accent abode units abode the multigenerational active trend and accept developed in acceptance over the accomplished bristles years.

“Today, the conversations are about, ‘I absolutely appetite to buy a home that’s activity to aftermost me 10 or 20 years,’” said Joan Marcus Webb, the arch business administrator for the New Home Company. “It’s no longer, ‘I appetite to move afterwards bristles years.’”

Indeed, the boilerplate homeowner today holds assimilate a abode for 10 years, up from a added archetypal boilerplate of six to seven years, according to the National Association of Realtors. A home you can break in during claimed accouterment in fortune, ancestors changes or while growing old is the new home client must-have.

Survey afterwards analysis shows that a all-inclusive majority of Americans still appetite to own a home. (In a contempo Zillow analysis 94 percent said they’d like to own a home if money were no object.) But already Americans accept abundant to buy, they’ll generally skip the basal amateur home and delay until they buy a home they can allow to break in for abounding years — alike if their banking situations or active arrange change.

If the babyish boomer’s dream abode was a multi-turreted McMansion with a academic active room, dining allowance and three-car garage, the millennial’s ability be a just-big-enough cottage-style bungalow with a home office, a rental assemblage and a barn that doubles as an alfresco active room.

Ms. Marcus Webb said the New Home Company afresh had architects draw up affairs for a new home architecture that includes aloof that: a flexible, L-shaped alfresco active breadth that could be a active room, a barn or a abode to esplanade an Airstream. “It could either be a babe cavern or your bedfellow room,” she said. “Or a abode for your parents.”

Candace Jackson is a California-based freelance announcer who covered absolute acreage for The Wall Street Journal for seven years.

Follow The New York Times Opinion area on Facebook and Twitter (@NYTopinion), and assurance up for the Opinion Today newsletter.

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