Preferred Bank (NASDAQ:PFBC) and TowneBank (NASDAQ:TOWN) are both accounts companies, but which is the bigger stock? We will adverse the two companies based on the backbone of their dividends, institutional ownership, risk, earnings, profitability, appraisal and analyst recommendations.
Volatility & Risk
Preferred Bank has a beta of 0.95, suggesting that its banal amount is 5% beneath airy than the S&P 500. Comparatively, TowneBank has a beta of 0.89, suggesting that its banal amount is 11% beneath airy than the S&P 500.
This table compares Preferred Bank and TowneBank’s revenue, balance per allotment (EPS) and valuation.
TowneBank has college acquirement and balance than Preferred Bank. Preferred Bank is trading at a lower price-to-earnings arrangement than TowneBank, advertence that it is currently the added affordable of the two stocks.
Institutional & Insider Ownership
88.3% of Preferred Bank shares are endemic by institutional investors. Comparatively, 44.2% of TowneBank shares are endemic by institutional investors. Strong institutional buying is an adumbration that ample money managers, endowments and barrier funds accept a aggregation will beat the bazaar over the continued term.
This table compares Preferred Bank and TowneBank’s net margins, acknowledgment on disinterestedness and acknowledgment on assets.
This is a arbitrary of contempo ratings and recommmendations for Preferred Bank and TowneBank, as provided by MarketBeat.
Preferred Bank currently has a accord amount ambition of $73.50, advertence a abeyant upside of 25.64%. TowneBank has a accord amount ambition of $33.67, advertence a abeyant upside of 9.13%. Accustomed Preferred Bank’s stronger accord appraisement and college accessible upside, analysis analysts acutely accept Preferred Bank is added favorable than TowneBank.
Preferred Bank pays an anniversary allotment of $1.00 per allotment and has a allotment crop of 1.7%. TowneBank pays an anniversary allotment of $0.64 per allotment and has a allotment crop of 2.1%. Preferred Bank pays out 29.2% of its balance in the anatomy of a dividend. TowneBank pays out 41.0% of its balance in the anatomy of a dividend. Both companies accept advantageous payout ratios and should be able to awning their allotment payments with balance for the aing several years. Preferred Bank has aloft its allotment for 3 after years and TowneBank has aloft its allotment for 6 after years. TowneBank is acutely the bigger allotment stock, accustomed its college crop and best clue almanac of allotment growth.
Preferred Bank beats TowneBank on 12 of the 17 factors compared amid the two stocks.
Preferred Bank Aggregation Profile
Preferred Bank provides assorted bartering cyberbanking articles and casework to baby and mid-sized businesses and their owners, entrepreneurs, absolute acreage developers and investors, professionals, and aerial net annual individuals in the United States. The company’s drop articles accommodate checking, savings, negotiable adjustment of withdrawal, and money bazaar drop accounts; fixed-rate and anchored ability retail, and non-retail certificates of deposit; and alone retirement accounts. It additionally provides absolute acreage mortgage loans that are anchored by retail, industrial, office, appropriate purpose, and residential distinct and multi-family properties; absolute acreage architecture loans; bartering loans absolute curve of acclaim for alive basic and appellation loans for basic expenditures; and bartering and consign belletrist of credit, acceptation curve of credit, documentary collections, all-embracing wire transfers, consign costs products, bills acquirement programs, and acceptances/trust cancellation costs products, as able-bodied as standby belletrist of acclaim and adopted barter casework for importers and exporters. In addition, it offers assorted high-wealth cyberbanking casework to affluent individuals residing in the Pacific Rim breadth with residences, absolute acreage investments, or businesses in Southern California. Further, it provides assorted cyberbanking casework to physicians, accountants, attorneys, business managers, and added professionals; and safe drop boxes, annual reconciliation, bagman service, and banknote administration casework to the manufacturing, service, and administration companies. Additionally, it offers alien drop capture, and Internet and adaptable cyberbanking services. As of December 31, 2017, it had 13 full-service annex offices in Alhambra, Arcadia, Century City, City of Industry, Diamond Bar, Los Angeles, Pico Rivera, San Francisco, Tarzana, Torrance, Anaheim, and Irvine, California; and Flushing, New York. The aggregation was founded in 1991 and is headquartered in Los Angeles, California.
TowneBank Aggregation Profile
TowneBank provides retail and bartering cyberbanking casework for small- and medium-size businesses, professionals, and individuals. The aggregation operates in three segments: Banking, Realty, and Insurance. It accepts assorted deposits products, including appeal deposits, negotiable adjustment of abandonment accounts, accumulation accounts, money amount savings, certificates of deposit, and alone retirement accounts. The aggregation additionally offers anchored and apart claimed loans for costs automobiles, home improvements, education, and claimed investments; bartering loans for alive capital, business expansion, and accessories and accouterment purchases; and mortgage loans, as able-bodied as absolute acreage architecture and accretion loans. In addition, it provides added services, such as safe drop boxes, banknote administration services, travelers’ checks, absolute drop of amount and amusing aegis checks, and automated drafts for assorted accounts, as able-bodied as Internet, mobile, and on-call cyberbanking services. Further, the aggregation offers affidavit casework to achieve tax cessation to investors; asset administration and bartering mortgage allowance services; and added cyberbanking services, such as financial, retirement, and acreage planning services, as able-bodied as abetment on assorted advance options, such as another investments, annuities, allowance accounts, convertible bonds, and alimony and accumulation administration plans. Additionally, it provides residential absolute estate, relocation, acreage management, vacations rental, and appellation and adjustment services; and originates residential mortgage loans. The aggregation offers life, property, casualty, and agent allowance services; travel, medical, and accoutrements aegis allowance for travelers; and agent account programs, such as medical, dental, vision, and affliction insurance. As of February 28, 2018, it operated 40 cyberbanking offices in Virginia and North Carolina. TowneBank was founded in 1998 and is based in Portsmouth, Virginia.
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